Last updated - 30th December 2021
1 - Forex rate is based off indicative conversion (actual values will differ)
Strategies
My portfolio is primarily allocated towards dividend-giving stocks, with the goal of earning passive income via distributions and dividends. May see tweaks if capital gain has exceeded the income to be gained in a given period of time.
Secondary allocation will take up growth or deeply discounted stocks with the end goal of significant capital gains.
Overall - Being an income investor at heart, the portfolio will always be biased towards gaining passive income.
Links to update on portfolio - CLICK HERE
hi i have a simple question to ask you. REITS - seems like many people here in SG are dabbling in it for income divdends. But I am asking from a limited capital view. IF one has only 5000 to invest, would he not be better investing in growth stocks than Reits ? Please enlighten from a Risk/reward standpoint, thanks
ReplyDeleteHi Mr Chua,
DeleteIt really depends on the goal, preference and risk appetite of the investor. With growth stock, one is prepared to ride the stock's lows with the view that the stock's potential earnings will be worth that much more which should or will eventually show in the stock price. Riding the bull and getting beaten down by the bear will be magnified. My current investment in Alliance Minerals falls under this spectrum as I wait out for them to show their worth (my investment horizon for this is mid-term for now... say 5 years? Currently I'm onto the 2nd year).
With REITs, one usually invests in it as part of an income investing strategy, but that does not mean they do not possess growth elements. For the sake of the discussion, we will focus on the income investing element. It is more predictable, less volatile, and one can adopt more of a "slow-and-steady" approach with this, and then reinvests the dividend/distribution. Having said that, income investing in stocks that relies on gearing to generate the dividend/distribution is also vulnerable to changes in interest rate.